I'm not saying mortgage dealers aren't douchebags or trying to stick up for them or anything. What I am saying is that the people who have defaulted are equally to blame because they took on a loan they could not afford. I don't care how much of an ass the guy is that I'm talking to, I'm not going to sign a contract to pay out money I know I can't afford.

I get a little sick of hearing about these poor homeowners - the reality is that there are two signatures on every contract.