Hrm....maybe the high level areas with non-agro mobs is where I am going wrong...there have been too many times where I walk into a high level area that I got used to wuth my high level players only to find that some of the mods attack a low level when they leave a high level alone, so I got to where I didn't go anywhere other then places that a low level should and would go to.
I guess I need to just create a low level fellow with the sole purpose of finding out what areas I can make it into and where I'll get beat down...see if I can con-die him before level 10 :P
As for listening to people in game, I need to find better people it seems, or jsut learn to stop doing the exploring and quests at low level and stop, stand around and try and get people to talk to me.