Nah. Not a federal law n/t

jmc

July 03, 2012 11:14AM

Registered: 16 years ago
Posts: 2,181

n/t

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Subject	Author	Posted
Speaking of insurance. What the fuck is the point?	Matrik	June 29, 2012 04:19PM
Medical expenses are the #1 cause of private bankrupcty in the US.	bell	July 02, 2012 09:51AM
Yeah	Matrik	July 02, 2012 10:03AM
In Finland, car owners have a mandatory traffic insurance.	DurNominator(VIP)	July 03, 2012 01:44PM
That's a bit more acceptable. (n/t)	Matrik	July 04, 2012 09:11AM
The discount is good for insurance companies too.	DurNominator(VIP)	July 04, 2012 09:41AM
Smart. It's too bad when you have liability you can't really get any better discounts here.	Matrik	July 04, 2012 09:45AM
These are literally my last four car accidents	Quas	July 03, 2012 12:02PM
These all sound preventable to me.	Matrik	July 03, 2012 12:39PM
You're talking crazy. How do you prevent some asshole rear ending you at a red light? (n/t)	bell	July 03, 2012 02:39PM
Realistically speaking I never see this happen.	RobDarken	July 04, 2012 09:12AM
both times I was hit at a red light I had been at full stop for almost a minute before I was hit	Quas	July 05, 2012 05:48AM
Yes and no	Matrik	July 05, 2012 05:56AM
Sometimes it does happen though. There's nothing you can do when the dumbshit behind you is going 40+mph and not stopping, when, traffic is stopped and you have nowhere to go left or right.	Jib	July 04, 2012 11:05AM
It's still not going to completely destroy me or my car.	RobDarken	July 04, 2012 11:09AM
My car was destroyed like this. Cars are meant to crumple these days though. (n/t)	Jib	July 04, 2012 11:32AM
I believe you.	RobDarken	July 04, 2012 11:49AM
honestly, you are too young to accuratly gauge these kinds of risk	Quas	July 05, 2012 05:52AM
You're too old to gauge these things.	RobDarken	July 05, 2012 10:20AM
You do know that most policies have 15/25 limits right?	jegec	July 05, 2012 09:55AM
depends on your coverage, if your car is financed you are forced to buy more coverage most of the time	Quas	July 05, 2012 10:07AM
Not enough coverage to matter in the case of a $1 million judgement against you	jegec	July 05, 2012 12:20PM
$1 million dollar bill? (n/t)	Matrik	July 05, 2012 05:56AM
see healthcare cost issue, or god forbid you destroy public property, you see what the bill on union labor to fix that stuff is like? (n/t)	Quas	July 05, 2012 06:40AM
This seems a bit backwards compared to your argument below and above.	Matrik	July 05, 2012 07:12AM
especially neck stuff can result in lifelong treatment at a chiro, it adds up (n/t)	Quas	July 05, 2012 06:41AM
It's called defensive driving. This is exactly what I'm talking about. People don't know how to drive safely. You think it's a must to be bumper to bumper at a red light?	Matrik	July 04, 2012 09:07AM
Defensive Driving.	wrathpuppet	July 04, 2012 09:56AM
Let me add a little something here too	Matrik	July 04, 2012 10:43AM
I'll run with this.	wrathpuppet	July 04, 2012 10:58AM
No, that is why fiscally irresponsible, bad drivers should have insurance. That isn't why I should be forced to have insurance.	Matrik	July 04, 2012 11:57AM
New York City is probably tough.	Matrik	July 04, 2012 10:15AM
Subways and what-not.	wrathpuppet	July 04, 2012 10:52AM
Taking the logical fallacy high ground is funny when it's in response to you doing it yourself.	RobDarken	July 04, 2012 11:04AM
I couldn't have said it better. (n/t)	Matrik	July 04, 2012 11:45AM
And I'm not really "taking the high ground."	wrathpuppet	July 04, 2012 11:15AM
Re: And I'm not really "taking the high ground."	RobDarken	July 04, 2012 11:25AM
Something else you'll notice about logical fallacies	RobDarken	July 04, 2012 11:38AM
It all comes down to the nature of the conversation.	wrathpuppet	July 04, 2012 11:48AM
All of my close friends have aspergers.	RobDarken	July 04, 2012 12:00PM
Dio's is an interesting case.	wrathpuppet	July 04, 2012 12:17PM
Did you see any of my posts as insults?	Matrik	July 04, 2012 12:25PM
Oh, not at all.	wrathpuppet	July 04, 2012 12:31PM
You got me.	Matrik	July 04, 2012 12:55PM
I'm not going to break down a joke for you, but we all have off-days.	wrathpuppet	July 04, 2012 11:36AM
It's still a vague and unhelpful term. (n/t)	wrathpuppet	July 04, 2012 11:14AM
So is gun safety.	RobDarken	July 04, 2012 11:28AM
The point is...	wrathpuppet	July 04, 2012 11:38AM
I don't delight in it.	Matrik	July 04, 2012 11:53AM
Because it's "insurance."	wrathpuppet	July 04, 2012 12:10PM
Except I don't need or want it.	Matrik	July 04, 2012 12:17PM
you do need it, you don't want it	Quas	July 05, 2012 06:38AM
I don't need. However, this is finally an argument that makes sense.	Matrik	July 05, 2012 07:07AM
On second thought...	Matrik	July 05, 2012 07:26AM
Here's why you need it.	wrathpuppet	July 04, 2012 12:26PM
Ok, so it comes down to a matter of differing opinions on policy.	Matrik	July 04, 2012 12:48PM
Have you installed the tow hitch?	DurNominator(VIP)	July 04, 2012 10:09AM
stupid tow hitches, I HATE THEM!!!!	Quas	July 05, 2012 10:16AM
A story about batman, myself, and tow hitches.	Stevers	July 05, 2012 10:30AM
Ugh, yeah, you had accidentaly the whole circle.	Batman	July 05, 2012 10:34AM
Tow hitch will just get stolen. (n/t)	wrathpuppet	July 04, 2012 10:14AM
Even if you weld it in place? (n/t)	DurNominator(VIP)	July 04, 2012 10:14AM
No, but now you're getting into the realm of "more trouble than it's worth." (n/t)	wrathpuppet	July 04, 2012 10:16AM
Have you tried selling your car and riding the bus instead? (n/t)	DurNominator(VIP)	July 04, 2012 10:19AM
If I lived in an area with decent public transportation (heck, even long-distance trains or whatever), I would absolutely keep my car locked up 85% of the time. NT	Batman	July 05, 2012 03:14AM
Well, not so much the bus.	wrathpuppet	July 04, 2012 10:34AM
Also, you yourself said you don't even report some stuff. So why even have insurance? (n/t)	Matrik	July 04, 2012 10:37AM
Really?	wrathpuppet	July 04, 2012 10:54AM
... I'm not saying you are stupid for having insurance or that insurance is a bad idea. I'm saying I shouldn't be legally mandated to have it. (n/t)	Matrik	July 04, 2012 11:58AM
Yet again, why do I have to pay insurance for the ultra rare guy that gets cancer despite lack of any exposure to carcinogens? (n/t)	Matrik	July 04, 2012 10:37AM
Exactly. Because you are lazy, I have to pay car insurance. (n/t)	Matrik	July 04, 2012 10:16AM
Slow down well in advance when you see the red light in stead of stopping abruptly in the red lights.	DurNominator(VIP)	July 03, 2012 09:11PM
Re: Slow down well in advance when you see the red light in stead of stopping abruptly in the red lights.	Jib	July 03, 2012 10:03PM
Good timing is when the light changes in to green well before you reach the crossroads.	DurNominator(VIP)	July 04, 2012 12:34AM
Simple. Avoid red lights.	Splntrd	July 03, 2012 07:25PM
In two of these instances the car was parked.	wrathpuppet	July 03, 2012 12:56PM
Only one is parked. At least, how I read it.	Matrik	July 04, 2012 09:10AM
There's a better reason to leave space anyway.	RobDarken	July 04, 2012 09:15AM
Or if some other asshole is speeding up behind you and doesn't appear to have time to stop.	Matrik	July 04, 2012 09:16AM
I don't pay enough attention to this to want to take a stance but,	RobDarken	July 04, 2012 09:18AM
further, its called insurance for a reason, if you actually do get hit for something monstrous without insurance your financial life is essentially over permanently (n/t)	Quas	July 03, 2012 01:23PM
Define monstrous? What could possibly happen to ruin a responsible person financially while driving a car? (n/t)	Matrik	July 04, 2012 09:12AM
Your from California? n/t	jmc	July 02, 2012 05:39PM
No. Why? (n/t)	Matrik	July 02, 2012 07:22PM
Car insurance is mandatory in CA (I'm from CA). Just wondering n/t	jmc	July 02, 2012 07:44PM
Oh. Thought it was everywhere. Texas, Arizona, and GA for sure. (n/t)	Matrik	July 03, 2012 05:56AM
Nah. Not a federal law n/t	jmc	July 03, 2012 11:14AM
Some states have opt out mechanisms, but my understanding was that every state generally mandated drivers have some sort of insurance. Am I wrong? (n/t)	bell	July 03, 2012 02:37PM
New Hampshire does not. (n/t)	ExPaladin(VIP)	July 03, 2012 02:39PM
don't be mad at the insurance company, they only pay 40% of the billed price, be mad at providers for being so expensive	Quas	July 02, 2012 10:45AM
Oh for sure.	Matrik	July 02, 2012 11:07AM
insurance is a lot like scholarships	The Forsaken(VIP)	July 02, 2012 10:31AM
Have you tried negotiating rates with your provider?	Quas	June 30, 2012 05:59PM
hmm I'll have to look into that (n/t)	Matrik	July 01, 2012 06:41AM
Its none of my business but with your perscription being that much have you looked into purchasing via mexico or canada? If its non-narcotic at least. (n/t)	kanye	June 29, 2012 06:46PM
Yeah, unfortunately no generics. I've researched quite a bit. There are alternatives, but they aren't reliable and have some potentially bad side effects. The only things I could find were scams. (n/t)	Matrik	June 29, 2012 09:14PM
I dont know what the condition is but is there anyway possible you could connect it to service. Or any injury/illness for that matter. I collect 30% for ptsd so the va pays for all my scripts regardless if they are for service connected. (n/t)	kanye	June 30, 2012 02:47PM
Nah, but thanks for the help. It's not a huge deal or even that bad of an ailment. Just blew my mind when I saw the insurance doesn't do shit. (n/t)	Matrik	June 30, 2012 02:56PM
Well I hope it doesnt drag you down with the cost. Also, congratulations on the baby! How far along are you? What are you hoping for a boy or a girl? Dont forget to buy he/she a lvl 1 human shirt. (n/t)	kanye	June 30, 2012 03:41PM
...... (n/t)	legobelt	June 30, 2012 04:09PM
And + CON/WIS booties to maximize gains. (n/t)	Kez	June 30, 2012 06:47PM
You're pregnant? (n/t)	Artificial	June 29, 2012 05:52PM
Ultrasounds have more than one use, but yes I'm prego. (n/t)	Matrik	June 29, 2012 06:14PM
Preggars with a food baby (n/t)	Demtok	June 30, 2012 08:51AM
No point	jegec	June 29, 2012 05:47PM
That's only true if you save the money that you would normally put into insurance premiums.	Java	July 01, 2012 02:28AM
Only if you experience catastrophic injury every 4 years	jegec	July 01, 2012 12:13PM
I do!	Matrik	July 01, 2012 06:50AM

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